Billiary 1.11 · Payment Cards & Insights

Billiary 1.11 makes everyday payments clearer without turning the app into a banking service. Add the cards you already use, choose which card pays each bill, include any payment fee, and understand monthly card spending while keeping everything private and offline.

Basic · Free forever

• Add and manage multiple payment cards.
• Assign a payment card when adding or editing a bill.
• Choose a default card to prefill new bills and budget payments.
• The first card becomes the default automatically; adding another card does not replace it.
• Add a card directly from the payment-account flow when none exists yet.
• Record payment fees separately from the bill amount.
• Keep quick “Mark paid” fast, using the bill’s saved payment details without an extra dialog.
• Include payment cards, defaults, assignments, and fees in backup and restore.

Premium · One-time upgrade

• Review total card spending and a breakdown for each payment card.
• See each card’s share of spending, payment fees, and number of paid bills.
• Move through current and previous months using the familiar Stats navigation.
• Set an optional monthly spending limit for each card.
• See remaining limits and informational notices when a card goes over its limit.
• Track the monthly Bills-to-Income ratio in Stats.
• Review bill commitments and payment fees separately in the BTI breakdown.

Private by design

Payment cards in Billiary are labels for organizing bills—not connected bank cards. Billiary does not connect to your bank, import transactions, or send financial data to a server. Your bills, cards, fees, limits, and statistics remain on your device.